FCRA Background Check Disclosure
Last Updated: October 27, 2025
Fair Credit Reporting Act (FCRA) Disclosure
DriveDrop, Inc. ("Company") may obtain information about you from a consumer reporting agency for employment purposes. This information may be obtained for evaluating you for initial employment, promotion, reassignment, or retention as a driver.
This disclosure is being provided to you pursuant to the federal Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq.
What Information Will Be Obtained
The consumer report may contain information regarding your:
- Criminal history: Records of arrests, convictions, and pending charges
- Driving records: Traffic violations, accidents, suspensions, and revocations
- Employment history: Past employers, job titles, and dates of employment
- Education verification: Schools attended and degrees obtained
- Credit history: Credit score, payment history, bankruptcies (if applicable to position)
- Identity verification: Social Security Number validation, aliases
- Sex offender registry: Checks against national and state databases
Background Check Provider
Background checks will be conducted by:
[Background Check Provider Name]
[Provider Address]
[City, State ZIP]
Phone: [Phone Number]
Website: [Website URL]
Note: The Company will notify you of the specific provider before conducting the background check.
Your Rights Under the FCRA
Under the Fair Credit Reporting Act, you have the following rights:
1. Right to Disclosure
You have the right to be notified if information in your consumer report was used against you in an employment decision.
2. Right to Obtain a Copy
You have the right to obtain a copy of your consumer report from the consumer reporting agency. The agency cannot charge you for this report if it was used in an adverse action against you.
3. Right to Dispute
You have the right to dispute incomplete or inaccurate information with the consumer reporting agency. The agency must investigate your dispute within 30 days.
4. Right to Add a Statement
If the agency finds the information is accurate, you have the right to add a statement to your file explaining your side of the story.
5. Protection Against Identity Theft
Consumer reporting agencies must provide you with a free report annually upon request. Visit www.annualcreditreport.com or call 1-877-322-8228.
Pre-Adverse Action Notice
If we intend to take adverse action (deny or terminate your application/employment) based in whole or in part on information in your consumer report, we will:
- Provide you with a copy of your consumer report
- Provide you with a copy of "A Summary of Your Rights Under the Fair Credit Reporting Act"
- Wait a reasonable period (typically 5 business days) before taking final action
- Give you an opportunity to dispute or explain the information
Adverse Action Notice
If we take adverse action based on information in your consumer report, we will:
- Send you written notice of the adverse action
- Provide the name, address, and phone number of the consumer reporting agency
- Inform you that the agency did not make the decision and cannot explain the reasons
- Notify you of your right to dispute inaccurate information and obtain a free report within 60 days
State-Specific Rights
Some states provide additional protections:
California Residents
- Criminal convictions older than 7 years generally cannot be reported
- You have the right to request "investigative consumer report" files
- Additional disclosure requirements apply
New York Residents
- You have the right to inspect and receive a copy of any investigative consumer report
- Article 23-A of the Correction Law applies to employment decisions
Contact your state attorney general's office for state-specific FCRA rights.
How to Dispute Information
If you believe information in your consumer report is incomplete or inaccurate:
- Contact the Consumer Reporting Agency: File a dispute directly with the agency that provided the report (contact information provided above).
- Provide Documentation: Submit supporting documents that prove the information is incorrect (court records, payment receipts, etc.).
- Investigation: The agency must investigate within 30 days and notify you of the results.
- Correction or Statement: If found inaccurate, the agency must correct it. If they determine it's accurate, you can add a statement to your file.
- Notify DriveDrop: Email background-disputes@drivedrop.us.comwith your dispute resolution.
Additional FCRA Resources
- Federal Trade Commission (FTC):
Website: www.consumer.ftc.gov
Phone: 1-877-FTC-HELP (1-877-382-4357) - Consumer Financial Protection Bureau (CFPB):
Website: www.consumerfinance.gov
Phone: 1-855-411-CFPB (2372) - Full FCRA Text:
View the complete Fair Credit Reporting Act
Consent Acknowledgment
By checking the consent box in your driver application, you acknowledge that:
- You have received and read this FCRA disclosure
- You authorize DriveDrop to obtain consumer reports about you
- You understand your rights under the FCRA
- You consent to ongoing background checks during your tenure (if applicable)
- This authorization remains valid for the duration of your relationship with DriveDrop
Contact Us
For questions about background checks or FCRA compliance:
- Email: background@drivedrop.us.com
- Mail: DriveDrop Background Check Team, [Your Address]
- Phone: 1-704-312-0690
Important Notice
This disclosure does NOT constitute an offer of employment or guarantee acceptance into the DriveDrop driver network. Employment/contractor status is contingent upon satisfactory completion of the background check and other requirements outlined in our Terms of Service.